Current Rates

Rates current as of 06/25/2010.

Checking Accounts
Product Interest Rate APY *
NOW Account
Under $5,000
 0.20 0.20
$5,000 - $20,000
 0.20 0.20
$20,000 & over
 0.20 0.20
$100.00 Minimum Deposit to Open. Checking accounts may be subject to fees which would reduce earnings 
* Annual Percentage Yield (APY). Interest Rates are subject to change at Bank's discretion. 


Savings Accounts
Product Interest Rate APY *
Money Market Account
Under $5,000
 0.35 0.35
$5,000 - $20,000
 0.50 0.50
$20,000 & over
 0.65 0.65
Regular Savings
Under $5,000
 0.25 0.25
$5,000 - $20,000
 0.40 0.40
$20,000 & over
 0.50 0.50
$100.00 Minimum Deposit to Open. Savings accounts may be subject to fees which would reduce earnings. 
* Annual Percentage Yield (APY). Interest Rates are subject to change at Bank's discretion. 


Retirement Accounts
Product Interest Rate APY *
IRA 18 Months
Under $5,000
 1.25 1.26
$5,000 - $20,000
 1.40 1.41
$20,000 & over
 1.55 1.56
IRA Variable
Under $5,000
 1.70 1.71
$5,000 to $20,000
 1.70 1.71
$20,000 & over
 1.70 1.71
$500.00 Minimum Deposit to Open. The interest rate and maturity date of 18 Month IRAs are established on the date of issue or renewal, with the interest rate (or index) guaranteed for the initial term. The Variable IRAs rate is based on the most recent auction yield of the 2 Yr US Treasury Note adjusted quarterly on the first calendar day of the quarter (index). All IRAs may be subject to fees which would reduce earnings. Early withdrawal penalties may be imposed on all IRAs. 
* Annual Percentage Yield (APY) 


Certificates of Deposit
Term of Deposit Interest Rate APY *
3 Months
Under $5,000
 0..55 0..55
$5,000 - $20,000
 0.70 0.70
$20,000 & over
 0.85 0.85
6 Months
Under $5,000
 0.75 0.75
$5,000 - $20,000
 0.90 0.90
$20,000 & over
 1.05 1.06
12 Months
Under $5,000
 1.15 1.16
$5,000 - $20,000
 1.35 1.36
$20,000 & over
 1.50 1.51
18 Months
Under $5,000
 1.25 1.26
$5,000 - $20,000
 1.40 1.41
$20,000 & over
 1.55 1.56
24 Months
Under $5,000
 1.55 1.56
$5,000 - $20,000
 1.70 1.71
$20,000 & over
 1.85 1.87
30 Months
Under $5,000
 1.75 1.77
$5,000 - $20,000
 1.90 1.92
$20,000 & over
 2.05 2.07
36 Months
Under $5,000
 2.15 2.17
$5,000 - $20,000
 2.30 2.33
$20,000 & over
 2.45 2.48
48 Months
Under $5,000
 2.35 2.38
$5,000 - $20,000
 2.50 2.53
$20,000 & over
 2.65 2.69
$1,000.00 Minimum Deposit to Open. The interest rate and maturity date of Certificates of Deposit are established on the date of issue or renewal, with the interest rate (or index) guaranteed for the initial term. Certificates of deposits may be subject to fees which would reduce earnings. Early withdrawal penalties may be imposed on certificates.
* Annual Percentage Yield (APY)